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Having the Will

According to a recent survey by the American Association of Retired People, 41 percent of Americans aged 45 and older have yet to create a will. Without this simplest of estate planning devices, your property will be distributed to your spouse and children under the intestate succession laws of the state after you die.

A well-written will eases the transition for survivors by transferring property quickly and avoiding many tax burdens. Despite these advantages, many estimates figure that at least seventy percent of Americans do not have valid wills. While it is difficult to contemplate mortality, many people find that great peace of mind results from putting their affairs in order.

HINT: Having a will makes it less likely that your heirs will fight over your property after you die.

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